The Kitchen Table

Scary Credit Score

  • October 14, 2020

How scary is your credit score? What is that lurking around the corner? Boo! It’s your credit score. A number that is so important yet very confusing to many. The black cat’s outta the bag, credit scores are here to stay; so le…

Your Finances During a Pandemic

  • May 08, 2020

With the country’s environment changing in response to the COVID-19 pandemic, it is right to reevaluate current practices such as finances, in addition to, the amount of toilet paper in your closet. Review these easy steps …

Why Automatic Payments Work

  • January 01, 2020

Do you constantly feel overwhelmed? Do you only have time for the most urgent tasks on your list? Well, you might to consider setting up automatic bill pay! Setting up automatic bill pay for your most critical accounts …

How Personal Loans Work

  • October 01, 2019

Across the country people use personal loans to pay for a specific need when they are short on cash. Things like unexpected expenses, debt consolidation and home improvements. Not familiar with a personal loan? Here is how th…

Building Better Credit

  • September 30, 2019

Don’t assume your credit score is good (or isn’t) just because you have always paid your bills on time (or haven’t.) The only way to know whether you have a good credit score is to check. You can get a free copy of your credi…

Getting a Loan as a Young Adult

  • August 01, 2019

Getting a loan as a young person is often more difficult than when you are older and have an established credit history. You might not meet many lender’s eligibility requirements. So, what are your options if you are youn…

Fiscal Checkup

  • July 01, 2019

Taking a midyear break to review your finances give you the opportunity to spot errors, adjust your budget and save on taxes! Spotting Errors: Start by visiting www.annualcreditreport.com and review the three major credit ag…

Who Can Check My Credit Report?

  • May 01, 2019

Do you know who has access to your credit report? Can someone pull your credit without permission? Today I want to share with you some important information about when credit can be pulled, and what affect credit inquiries ha…

Settling a Debt for Less Than You Owe

  • October 01, 2018

The status of your loan/credit accounts will show on your credit report. For example it will show whether your payments have been made on time, if any were paid late, or if an account is closed. When you fall behind on an…

What Everyone Should Know About Credit

  • August 06, 2018

Credit Reports are different from Credit Scores, although the two terms sound interchangeable, they offer different insights to lenders as to how you have handled credit in the past.   What is a Credit Score? The simplest def…

Anytime I need extra cash I can always count on Lloyd’s Plan. They are always here to help out!
Jennifer F. IA
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