The Kitchen Table

How Personal Loans Work

  • October 01, 2019
  • Amanda Orr
  • 0 Comments

Across the country people use personal loans to pay for a specific need when they are short on cash. Things like unexpected expenses, debt consolidation and home improvements. Not familiar with a personal loan? Here is how they work. A personal loan is...

Building Better Credit

  • September 03, 2019
  • Amanda Orr
  • 0 Comments

Don’t assume your credit score is good (or isn’t) just because you have always paid your bills on time (or haven’t.) The only way to know whether you have a good credit score is to check. You can get a free copy of your credit bureau once...

Getting a Loan as a Young Adult

  • August 01, 2019
  • Amanda Orr
  • 0 Comments

  Getting a loan as a young person is often more difficult than when you are older and have an established credit history. You might not meet many lender’s eligibility requirements. So, what are your options if you are young and...

Fiscal Checkup

  • July 01, 2019
  • Amanda Orr
  • 0 Comments

Taking a midyear break to review your finances give you the opportunity to spot errors, adjust your budget and save on taxes! Spotting Errors: Start by visiting www.annualcreditreport.com and review the three major credit agencies – Experian, Equifax and...

Who Can Check My Credit Report?

  • May 01, 2019
  • Amanda Orr
  • 0 Comments

Do you know who has access to your credit report? Can someone pull your credit without permission? Today I want to share with you some important information about when credit can be pulled, and what affect credit inquiries have on your credit score.

Settling a Debt for Less Than You Owe

  • October 01, 2018
  • Amanda Orr
  • 0 Comments

The status of your loan/credit accounts will show on your credit report. For example it will show whether your payments have been made on time, if any were paid late, or if an account is closed. When you fall...

What Everyone Should Know About Credit

  • August 06, 2018
  • Amanda Orr
  • 0 Comments

Credit Reports are different from Credit Scores, although the two terms sound interchangeable, they offer different insights to lenders as to how you have handled credit in the past.   What is a Credit Score? The simplest definition of a credit score, is that it’s a three-digit number, that provides...

What the Federal Reserve’s interest rate hike means for you

  • May 01, 2018
  • Amanda Orr
  • 0 Comments

  During the Great Recession one of the tactics used by the U.S. economy was an unprecedented move to lower interest rates to near zero, and Americans haven’t seen interest rates much above zero for a decade now. You might be asking yourself, how does a rate increase...

Credit Repair Tips

  • March 01, 2018
  • Amanda Orr
  • 0 Comments

During tax refund time, lots of people start thinking about using that extra cash to help improve their credit. I have the answers to some of the top credit repair questions we receive from folks. Is Paying off my...

Do’s and Don’ts of Debt

  • October 02, 2017
  • Amanda Orr
  • 0 Comments

Debt. The word alone causes most people to shudder, and with good reason. Overwhelming debt is a source of immeasurable misery for many. The crushing weight of debt has the power to hold you back in life, and not...

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