The Kitchen Table

Scary Credit Score

  • October 14, 2020
  • Sheri Wilford
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Written by:  Megan Oberst How scary is your credit score? What is that lurking around the corner? Boo! It’s your credit score. A number that is so important yet very confusing to many. The black cat’s outta the bag, credit scores are here to stay; so let’s...

Your Finances During A Pandemic

  • May 08, 2020
  • Sheri Wilford
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Easy Ways To Handle Your Finances During A Pandemic   Written by: Megan Oberst   With the country’s environment changing in response to the COVID-19 pandemic, it is right to...

Why Automatic Payments Work

  • January 01, 2020
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Do you constantly feel overwhelmed? Do you only have time for the most urgent tasks on your list? Well, you might to consider setting up automatic bill pay! Setting up automatic bill pay for your most critical accounts is like having a secretary...

How Personal Loans Work

  • October 01, 2019
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Across the country people use personal loans to pay for a specific need when they are short on cash. Things like unexpected expenses, debt consolidation and home improvements. Not familiar with a personal loan? Here is how they work. A personal loan is...

Building Better Credit

  • September 03, 2019
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Don’t assume your credit score is good (or isn’t) just because you have always paid your bills on time (or haven’t.) The only way to know whether you have a good credit score is to check. You can get a free copy of your credit bureau once...

Getting a Loan as a Young Adult

  • August 01, 2019
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  Getting a loan as a young person is often more difficult than when you are older and have an established credit history. You might not meet many lender’s eligibility requirements. So, what are your options if you are young and...

Fiscal Checkup

  • July 01, 2019
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Taking a midyear break to review your finances give you the opportunity to spot errors, adjust your budget and save on taxes! Spotting Errors: Start by visiting www.annualcreditreport.com and review the three major credit agencies – Experian, Equifax and...

Who Can Check My Credit Report?

  • May 01, 2019
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Do you know who has access to your credit report? Can someone pull your credit without permission? Today I want to share with you some important information about when credit can be pulled, and what affect credit inquiries have on your credit score.

Settling a Debt for Less Than You Owe

  • October 01, 2018
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The status of your loan/credit accounts will show on your credit report. For example it will show whether your payments have been made on time, if any were paid late, or if an account is closed. When you fall...

What Everyone Should Know About Credit

  • August 06, 2018
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Credit Reports are different from Credit Scores, although the two terms sound interchangeable, they offer different insights to lenders as to how you have handled credit in the past.   What is a Credit Score? The simplest definition of a credit score, is that it’s a three-digit number, that provides...

Thank you for taking a chance on me!
Madeline L. IA
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