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Home » Blog » Prep Your Finances Before the Holidays Sneak Up

Prep Your Finances Before the Holidays Sneak Up

September 4, 2025

Consider What You Can Save vs. What You Could Borrow

Did I just say “holidays”? 😬

Time really does fly! Summer’s winding down, the kids are back in school, and the pool passes are packed away until next year. It’s the season of pumpkin spice… and planning ahead.

This is when things like winter tires, heating bills, and holiday shopping start dancing through your mind like a sugarplum conga line. The good news? Acting early gives you time to build a budget — and avoid last-minute financial stress.

If you blew your budget on name-brand backpacks and those must-have shoes your teen definitely couldn’t live without, you’re not alone. Now’s the perfect time to sit down, review your income vs. your upcoming costs, and sketch out a winter plan.

You might find there’s room to set aside a little from each paycheck — enough to cover holiday gifts or seasonal expenses. But if what you’re able to save won’t stretch far enough for both gifts and tires (and you know you can’t do without those tires in a Midwestern winter), it might be time to consider a little extra support.

A small to medium loan for life’s necessities can be a stress-less choice. LPI Loans would love the opportunity to help you explore your options — and make your transition from summer to fall a breezy one!


No Need to Borrow Just Yet?

No problem! November is just around the corner — and that means it’s time for Customer Appreciation Month at LPI Loans… where it’s all about you!

During November, we love giving back. You’ll find:
🎁 Special gifts & giveaways
🎉 Prize drawings
🍪 Treats & refreshments at your local LPI office

It’s our way of saying thank you for being part of the LPI family.


No matter how you roll with the seasons, keep LPI Loans in mind. Whether you’re looking for answers, support, or a simple way to plan ahead — we’re here to help.

We like to think of ourselves as the Pick of the Patch — and we’re always just a row away. 🧡

Employees of LPI Loans and our affiliates are not attorneys. LPI Loans does not provide legal advice. For legal questions, please consult with your attorney.

Filed Under: Money Tips

What Our Clients Are Saying

Everyone was super helpful. They took the time to go over everything with me. They followed up to make sure any and all questions were answered. I would definitely recommend them. I will be a repeat customer in the future.

– Jeffrey J., Sioux Falls, SD

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