When life throws unexpected expenses your way, LPI Loans is here to help. Whether it’s a car repair, consolidating bills, or covering emergency costs, we offer personal installment loans designed to provide real solutions—not short-term fixes.
Personal Installment Loans That Work for You
We are not a title loan or payday lender. Unlike payday loans that often come with high fees, short repayment periods, and a cycle of debt, our installment loans are structured to support your financial well-being. With affordable, predictable payments and no hidden surprises, we help you build a foundation for greater financial stability—not temporary relief that leads to more stress. At LPI Loans, we’re here to partner with you on your journey toward achieving your goals.
Why Choose a Personal Installment Loan from LPI Loans?
- Flexible Loan Options: Borrow $500 to $7,500; in some cases even more, with repayment plans designed to fit your budget.
- Affordable, Fixed Payments: You’ll know upfront exactly what you’ll owe and when, so you can plan ahead with confidence.
- Build Your Financial Future: On-time payments with us help strengthen your credit score. LPI Loans reports to Equifax and Transunion.
- No Credit Score Needed: We don’t judge you by a number. We look at your credit history, never your credit score. Instead, we listen to your story and work with you to find a loan that fits your needs.
- Straightforward Process: No hidden fees, no surprises—just clear terms and support every step of the way.
How Can You Use a Personal Loan?
The choice is yours! Some ways you can use your loan are for:
- Unexpected Bills: Medical expenses, car repairs, or other emergencies.
- Debt Consolidation: Simplify your finances by combining payments.
- Dream Purchases: Take that long-awaited vacation or finance a larger expense.
With equal, manageable payments over time, you’ll have the flexibility to meet your goals while staying in control of your finances.
What Sets Us Apart?
We Focus on Your Story, Not Your Credit Score
At LPI Loans, we don’t rely on credit scores to make decisions. Instead, we review your credit application to understand your financial situation and provide personalized guidance. Your loan officer is here to help you every step of the way.
Loans That Help You Build Credit
Making on-time payments doesn’t just repay your loan—it strengthens your credit. We report to Equifax and TransUnion monthly, helping you build or improve your credit score over time.
A Loan Process That’s Simple and Transparent
From application to approval, we keep things clear and easy to understand:
- Complete a credit application online, by phone, or in person.
- Your loan officer will review your details and follow up if needed.
- If approved, we’ll schedule your loan closing at your convenience.
If we’re unable to approve your loan, we’ll guide you with advice on your next steps—our goal is to help you get to “YES.”
Loan Details: What to Expect
- Borrowing Power: Loans range from $500 to $7,500; in some cases even more.
- Collateral/Security: Loans under $1,500 typically don’t require collateral. Loans over $1,500 may require titled security.
- Flexible Requirements:
- 1 year at your current residence.
- 1 year at your job or in the same line of work; non-employed applicants such as social security, disability, etc., would require statement of income. (Self-employed applicants should contact the office for income requirements.)
- Debt-to-income ratio averaging 50% or less.
Your loan officer will work with you to ensure you meet the requirements and fully understand your loan. - No credit score required. Applicants credit history may be pulled and reviewed.
- Apply online, at your local office, or over the phone: You’ll complete a credit application that includes your name, Social Security number, date of birth, current and previous addresses, employment history, occupation, monthly income, and other financial details related to your existing credit.
Is a Personal Loan Right for You?
A personal loan can be a helpful tool when used wisely. Here’s what to consider:
- Plan Ahead: Loan payments will become part of your monthly budget.
- Borrow Responsibly: Only take on what you can afford.
- Access Funds Quickly: Cover unexpected expenses or larger purchases right away.
If you’re ready to take control of your finances, LPI Loans is here to help.
Let’s Get Started
Take the first step toward a better financial future. Apply online, visit your local office, or call us today.
Have questions? We’re here to listen, guide, and find the solution that works best for you.
