Credit Card Traps You Should Know About
That Slice Wasn’t Free, After All...
Picture this: You're 18, new to campus, and someone hands you a slice of free pizza—just for signing up for a credit card. No big deal, right?
Wrong.
That ...
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Blog
What to Know Before You Co-Sign a Loan
It’s more than just a signature—it’s a serious commitment.
Co-signing a loan might feel like a simple favor, but it comes with big responsibilities. Before you agree to help someone secure financing, make sure you fully understand what you're ...
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Secured Loans vs. Title Loans: What’s the Real Difference?
When you’re in need of extra cash, you may come across terms like “secured loan” and “title loan”—and they can sound similar. In reality, these two types of loans are very different, especially when it comes to risk, flexibility, and how they ...
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Credit Score vs. Credit History
At LPI Loans, we’ve always prided ourselves on taking a different approach—one that doesn’t rely on credit scores. In fact, we don’t even see your credit score during the loan process. That means your approval is never based on a single ...
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Maximize Your Tax Refund
Smart Ways to Use Your Green for a Stronger Financial Future
Let’s talk about some smart ways to maximize your tax refund, all while getting closer to your financial goals. March is here, and with it comes the season of green - green in the form ...
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Loan versus Credit Card versus Payday Loan
When you choose a consumer finance loan over a credit card and/or title/payday loan you know what you are getting into. You will be able to budget in your exact monthly payment, you will know exactly how much your interest charges will be, and you ...
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