Do you know who has access to your credit report? Can someone pull your credit without permission? Today I want to share with you some important information
about when credit can be pulled, and what affect credit inquiries have on your credit score.
How often have you encountered a money management question as an adult and thought to yourself, “It would have been nice to have learned about that in school”? If this has happened to you, or if you have teenage kids in your life then I have an...
This year file your taxes with someone you trust, LPI Loans! We are open year-round to better serve you and we always strive to ensure that you get the refund you deserve. We offer free estimates and with our...
Here at LPI, we love our Customers, and as we approach the holiday season we want to show you all just how much! The entire month of November we will be offering free gifts*, raffle prizes, and most importantly...
The status of your loan/credit accounts will show on your credit report. For example it will show whether your payments have been made on time, if any were paid late, or if an account is closed. When you fall...
Credit Reports are different from Credit Scores, although the two terms sound interchangeable, they offer different insights to lenders as to how you have handled credit in the past. What is a Credit Score? The simplest definition of a credit score, is that it’s a three-digit number, that provides...
When you check your bank account, are you staring at zeros? Are you looking around your home and wondering what do you have to show for all of this spending? If you are overwhelmed by feelings of confusion and regret, you are not alone. No matter how...
During the Great Recession one of the tactics used by the U.S. economy was an unprecedented move to lower interest rates to near zero, and Americans haven’t seen interest rates much above zero for a decade now. You might be asking yourself, how does a rate increase...
For those of us who have just endured a long, cold and drab winter, the first sings of spring can lead to a need to spend more “green”. Anything from spring cleaning to yard-work can trigger an unnecessary shopping...
During tax refund time, lots of people start thinking about using that extra cash to help improve their credit. I have the answers to some of the top credit repair questions we receive from folks. Is Paying off my...