If you have been working to improve your credit, you might be asking the question, “How often does my credit report update?” You anxiously await the results of your next loan application only to have it printed out in black and white that those same old credit...
With Fourth of July around the corner, it’s easy to start thinking about freedom. But this year, I was thinking more about declaring “financial” independence! Like most things in life, financial independence means different things to different people. For some it might mean having the cash you ...
Are you swamped? Constantly feeling overwhelmed? Are you spending all of your time putting out fires and dealing with emergencies? Are the only things getting done on your “to do list” the most vital responsibilities? Then you might be a great candidate for automatic bill payments. Think about...
If you have had an unexpected medical or auto expense, or the bill collectors keep knocking on your door, you might feel like you have no options. It’s easy to feel overwhelmed when you are staring down a mountain of debt with no solution in sight. If...
There are certain expectations and risks associated with being a Co-signer on a loan, and you need to weigh the consequences carefully before you sign by the proverbial “X”. The first thing you should know about Co-signing on a loan is that you are “guaranteeing the debt”....
When it comes to spring cleaning, you are most likely thinking about clearing out your garage, scrubbing the carpets, and washing windows. But just after tax season is the perfect time to reexamine your budget, set financial goals, and eliminate debt. Debt: When it comes to debt there...
The first thing you should know about credit is that it takes years to establish and only months to destroy. Life is unpredictable, it’s important to consider your long term goals with credit and to make sure you have something in the bank for a rainy day....
It’s the time of year for resolutions and starting fresh. For some that involves better financial health. LPI Loans would like to help guide you in this process. Sticking to your budget is like managing your weight. Just as eating no more calories than you burn each day...
As you know, November was LPI Loans Customer Appreciation month! It’s our opportunity to express our appreciation and gratitude towards the people who place their trust in us, our customers. One of the ways we demonstrate our appreciation is with prizes and gifts! This year we were...
It’s no secret that the holidays can drain your wallet faster than you can say “Santa Clause is Coming to Town”! According to americanreaseachgroup.com, last year the average American was planning to spend $861 for gifts alone throughout the holiday season. The number of holiday expenses are...