FAQs

Our personal loans start with a minimum of $500 and up. You can use these funds to consolidate your bills, finance an auto purchase, perhaps a dream vacation, or whatever personal need you may have. You will be able to repay us with equal installments at regular intervals over a determined number of months.


No. At LPI Loans we look at your individual situation; where you’ve been, where you are now, and where we feel you will be in the future.

When deciding whether to obtain a personal loan, consider the benefits and responsibilities.

A personal loan:

  • Obligates future income. You’ll be required to set aside a certain amount of future income for loan payments.
  • Requires discipline. Borrowing wisely means not borrowing more than you can handle. Don’t let the thrill of buying or having a sum of cash obligate you to more than you can afford.
  • Makes it possible to meet unexpected expenses. The ability to borrow and make affordable payments can be helpful if an emergency arises that requires extra money.
  • Allows you to obtain products and services now and pay for them later. A loan can provide an opportunity to purchase bigger-ticket items and use them right away.

You will be asked to complete a credit application that will include your name, social security number, date of birth, current and previous addresses and time at residence, current and previous employers and length of employment, your occupation, monthly income, and other financial information regarding your existing credit.

This information about you and your credit experiences will be gathered to evaluate your credit worthiness – how likely it is that you will repay a loan and make the payments when due.

Anytime I need extra cash I can always count on Lloyd’s Plan. They are always here to help out!
Jennifer F. IA
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