When you choose a consumer finance loan over a credit card and/or title/payday loan you know what you are getting into. You will be able to budget in your exact monthly payment, you will know exactly how much your interest charges will be, and you ...
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Blog
Prep Your Finances Before the Holidays Sneak Up
Consider What You Can Save vs. What You Could Borrow
Did I just say “holidays”? 😬
Time really does fly! Summer’s winding down, the kids are back in school, and the pool passes are packed away until next year. It’s the season of pumpkin spice… ...
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Free Pizza & a Lifetime of Debt?
Credit Card Traps You Should Know About
That Slice Wasn’t Free, After All...
Picture this: You're 18, new to campus, and someone hands you a slice of free pizza—just for signing up for a credit card. No big deal, right?
Wrong.
That ...
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What to Know Before You Co-Sign a Loan
It’s more than just a signature—it’s a serious commitment.
Co-signing a loan might feel like a simple favor, but it comes with big responsibilities. Before you agree to help someone secure financing, make sure you fully understand what you're ...
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Secured Loans vs. Title Loans: What’s the Real Difference?
When you’re in need of extra cash, you may come across terms like “secured loan” and “title loan”—and they can sound similar. In reality, these two types of loans are very different, especially when it comes to risk, flexibility, and how they ...
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Credit Score vs. Credit History
At LPI Loans, we’ve always prided ourselves on taking a different approach—one that doesn’t rely on credit scores. In fact, we don’t even see your credit score during the loan process. That means your approval is never based on a single ...
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LPI Loans Referral Program
Refer a friend who successfully closes a loan with us in April, and you get $50 cash!
For a limited time, we're increasing our referral bonus to $50 in the month of April!
When you refer a friend or family member who closes a loan in April, ...
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