The Kitchen Table Blog

Settling a Debt for Less Than You Owe

  • October 01, 2018

The status of your loan/credit accounts will show on your credit report. For example it will show whether your payments have been made on time, if any were paid late, or if an account is closed. When you fall behind on an…

What Everyone Should Know About Credit

  • August 06, 2018

Credit Reports are different from Credit Scores, although the two terms sound interchangeable, they offer different insights to lenders as to how you have handled credit in the past.   What is a Credit Score? The simplest def…

Living Paycheck to Paycheck?

  • June 01, 2018

When you check your bank account, are you staring at zeros? Are you looking around your home and wondering what do you have to show for all of this spending? If you are overwhelmed by feelings of confusion and regret, you are…

What the Federal Reserve’s Interest Rate Hike Means for You

  • May 01, 2018

During the Great Recession one of the tactics used by the U.S. economy was an unprecedented move to lower interest rates to near zero, and Americans haven’t seen interest rates much above zero for a decade now. You might be a…

Spring Spending Traps

  • April 02, 2018

For those of us who have just endured a long, cold and drab winter, the first sings of spring can lead to a need to spend more “green”. Anything from spring cleaning to yard-work can trigger an unnecessary shopping spree.…

Credit Repair Tips

  • March 01, 2018

During tax refund time, lots of people start thinking about using that extra cash to help improve their credit. I have the answers to some of the top credit repair questions we receive from folks. Is Paying off my loan early…

New Referral Program!

  • January 30, 2018

We are excited to introduce LPI Loans new 30 + 30 + 30 + 10 referral program! For every referral that results in an approved and closed loan you get $30.00. It’s an easy way for you to share LPI with the people in your li…

You Better Not Pout…You Better Not Cry

  • December 04, 2017

The Holidays are a stress full time, and they are made even more stressful when your budget it tight. If the balance of your bank account has got you on the verge of tears…you better not cry, and I am here to tell you why! It…

You Are Invited!

  • November 01, 2017

You know that old saying “actions speak louder than words”? Well here at LPI we don’t just say we appreciate our customers, we prove it! LPI Loans will be toasting YOU, our customers, all month-long! The entire month of Nove…

Do’s and Don’ts of Debt

  • October 02, 2017

Debt. The word alone causes most people to shudder, and with good reason. Overwhelming debt is a source of immeasurable misery for many. The crushing weight of debt has the power to hold you back in life, and not just fin…

LPI helped me with my security deposit on my apartment, and they did a loan in time for my Daughter's wedding dress. They saved me when I needed 2 loans with no credit, and gave me the credit and personal security I needed. Very friendly people. Highly recommend them.
Russell H. Davenport, IA
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