The arrival of September is a welcome event for those of you dealing with outstanding healthcare bills. Starting on the 15th of this month, Experian, Equifax, and TransUnion are all going to implement a 180-day waiting period…
Can’t pay your bill? When financial hardship hits or an unexpected expense leaves you short, there are steps you can take to reduce the impact of falling behind. The first thing you should do is contact your lender and discus…
A question that we are frequently asked at LPI is, “If I apply for new credit will my credit score drop?”. Like most things associated with a FICO credit score, the answer isn’t exactly black and white. The impact from applyi…
Joint accounts can create credit problems long after a marriage ends, and although your Ex-spouse was ordered to pay the bill in the divorce decree, they aren’t and your credit is suffering. Now what? The first thing to under…
If life was fair, then summer fun would always be free! Imagine trips to the beach and fun at the waterpark…every hour would feel like happy hour! If you are tired of the same old “stay-cation”, then now is the time to call…
Want to qualify for the lowest interest rates when applying for auto, mortgage or personal loans? Then you'll need a top-notch credit score. Most lenders today rely heavily on your three-digit credit score to determine what i…
If you are having trouble paying for necessities with your take home check, it may be time to give your wallet a break, and evaluate your expenses and spending. Here are three things you can do to cut your spending and budget…
There are a lot of reasons to file your taxes early, the most obvious is the earlier you file, the sooner you will receive any refund. But there is another really important reason to file your taxes sooner rather than later, …
In the spirit of helping people be more financially responsible in the New Year, I’ve come up with a list of down to earth common sense advice to help you reach your money management goals. 1. Set Financial Goals – Plan…
They say money can’t buy happiness…but it does buy gifts! If all you want for Christmas is “money”, then you have come to the right place. LPI Loans offers small Christmas loans, starting at $500. In most cases, we can get you ap…